The Modified Pag-IBIG II (MP2)

The Modified Pag-IBIG 2, commonly known as MP2, a savings scheme open to all existing Pag-IBIG I members, is designed with a yield higher than what is provided under Pag-IBIG I. The program took effect on February 3, 2010. We personally believe that MP2 is a great way to save money. Your contributions and savings are secured because it is government guaranteed. It’s really safe to save here since the worst thing that can happen is having zero interest, giving you the capital but no gain, unlike in UITF, mutual funds, stock market or any risky investment scheme where there … Continue reading The Modified Pag-IBIG II (MP2)

Become a Licensed Real Estate Broker in the Philippines

As of May 2016, only Bachelor of Science in Real Estate Management (BS REM) degree holders are now qualified to take the broker’s licensure exam as per Republic Act No. 9646, known as the Real Estate Service Act (RESA) of the Philippines. Memorandum Order No. 28 has been issued by CHED in October 2011 which includes guidelines and policies for the implementation of BS REM. BS REM is a program developed to prepare students for a career in the field of real estate management in different institutions and to come up with globally competitive real estate practitioners whether in the … Continue reading Become a Licensed Real Estate Broker in the Philippines

Different Fears of Every Entrepreneur

Entrepreneurship is the eagerness and capability to manage a business with the help of labor, land, resources, capital and any risks that come along with it in order to make a profit. “When everything seems to be going against you, remember that the airplane takes off against the wind, not with it,” says Henry Ford, founder of Ford Motor Company. Have you thought of starting your own business but too scared because of all the risks? You are not alone. However, to become a successful entrepreneur, you must be aware of fears and how to face them. Here are some: … Continue reading Different Fears of Every Entrepreneur

All About Budgeting

Have you been working 40+ hours per week – not to mention overtime and your part-time jobs – yet you are still in debt? Are you tired of just living from paycheck to paycheck? If you are familiar and have experienced “critical wallet days” more than once then maybe you should consider budgeting. The word “budget” can easily turn off people; it is associated with restrictions, additional work, and Dos and Don’ts. It also suggests that you have to stop yourself from enjoying things, or worse give them up. However, budgeting can help you save money and in some way, … Continue reading All About Budgeting

52-Week Money Challenge

I bet you have heard and tried many ways to save money but to no avail because of  non-stop expenses and your strong belief with: “Food is life” and “You only live once.” Have you been working for years but still has no savings? I understand that you want to enjoy your hard-earned money but it would be really great if you could save some for the future. Saving money can really be difficult so there are number of strategies and challenges that you can try – one of which is – 52-Week Money Challenge. How It Works To begin … Continue reading 52-Week Money Challenge

20 Steps to Starting a Business

Are you one of the people who would like to start their business but doesn’t know how to start? If yes, then you are at the right place. Stay and read below to get some great tips on how to start your own business. Starting your own way to become a millionaire is really difficult and we can say that there are no absolute guidelines, rules, steps or procedures for it. There are different ways, and sometimes, some ways would be effective to others but not to you, or vice versa. But worry no more; you can try these sample … Continue reading 20 Steps to Starting a Business

How to be a Successful Entrepreneur

People like to do business with people they like and respect. Here are some helpful advices to become a successful entrepreneur. We hope they can help you as much as they helped us. Do what you enjoy and take what you do seriously. Plan everything – especially money. Know your customers and show appreciation. Get involved and grab attention. Become an expert so people seek your advice. Inspire those around you. Be accessible by giving customers what they want when they want it. Build a top-notch team because they are the front line. Invest in technology. Invest in yourself by … Continue reading How to be a Successful Entrepreneur